money-os

PRD: M5 Learning System and Continuous Improvement

Problem

The product should improve over time, but naive reinforcement learning or always-on adaptation would create opaque behavior and unsafe incentives.

Objective

Create a controlled improvement loop using simulation, backtesting, paper trading, evaluation, and staged promotion.

Success criteria

Scope

Out of scope

Requirements

Risks

Delivery notes

Improvement should be cautious, evidence-based, and reversible.